Revamped Micro Credit Loan for Women Vendors of Flower, Vegetable, Fruit etc.
By Co-operation, Food and Consumer Protection Department, Government of Tamil Nadu
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Quick Answer
This Tamil Nadu scheme offers micro-credit loans from ₹100 to ₹5,000 at 11% interest to women engaged in vending activities like selling flowers, vegetables, and fruits.
- Funding amount
- ₹100 – ₹5,000
- Funding type
- Debt
- Application deadline
- Rolling
- Location
- Tamil Nadu
About this loan
The "Revamped Micro Credit Loan for Women Vendors of Flower, Vegetable, Fruit, etc." scheme, launched by the Co-operation, Food and Consumer Protection Department, Tamil Nadu, aims to empower women entrepreneurs by providing essential financial support. This initiative targets women primarily engaged in traditional vending activities, such as selling flowers, vegetables, and fruits, which are crucial components of the local economy.
The scheme is designed to address the financial challenges faced by these micro-entrepreneurs, enabling them to access working capital for their businesses. By offering loans ranging from ₹100 to ₹5,000 at a competitive interest rate of 11% (subject to change), the program seeks to enhance the income-generation capabilities of women vendors and foster their economic independence. It aims to formalize and strengthen the operations of small-scale businesses, ensuring their sustainability and growth within the community. This support is vital for beneficiaries to manage daily expenses, purchase inventory, and expand their micro-enterprises, contributing to local economic development.
Eligibility
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Full eligibility criteria — entity type, stage, sector, founder profile and registration requirements — plus your fit for this program. Sign up to view.
Grant providers
Benefits & Funding
- Amount
- ₹100 – ₹5,000
- Fund type
- Debt
- Equity
- Equity-free
- Repayment
- Repayable
What You Get
Beneficiaries receive a micro-loan ranging from ₹100 to ₹5,000 to support their vending businesses. The loan is offered at an interest rate of 11% (subject to change), providing crucial working capital for purchasing inventory, managing daily operations, and enhancing income-generating opportunities for women vendors.
- Disbursement
- Lump Sum
- Bootstrap friendly
- Yes
Timelines & Process
Applications
Rolling basis
Application Process
- 1
Collect Application Form
The applicant collects the application form from a District Central Cooperative Bank or its branches.
You - 2
- 3
- 4
How to apply
Four steps from draft to disbursement — one action each.
- 1
Draft your application
Answer the form inside the grant tracker — AI drafts each response using your past answers, so you're not starting from a blank page.
- 2
Submit on the official portal
Use the official application link and verify all details before final submission.
- 3
Follow up
Reach out 5–7 days after submitting to confirm receipt and ask about the review timeline.
Frequently Asked Questions
What is the primary purpose of this scheme?
The scheme aims to provide financial assistance through micro-credit loans to women engaged in vending activities, helping them sustain and grow their small businesses and improve their livelihoods.
Who is eligible to apply for this loan?
This loan is exclusively for women who are residents of Tamil Nadu and are actively involved in vending activities such as selling flowers, vegetables, or fruits.
What is the loan amount and interest rate?
Applicants can obtain a micro-loan ranging from ₹100 to ₹5,000. The applicable interest rate for this loan is 11%, though this rate is subject to change based on policy updates.
How do I apply for the loan?
The application process is offline. Interested women vendors need to collect an application form from their nearest District Central Cooperative Bank or its branches, fill it out with all mandatory details, attach required documents, and submit it to the concerned authority. It is advisable to request a submission receipt.
Which types of businesses are covered?
The scheme specifically targets women engaged in micro-vending activities, including, but not limited to, the sale of flowers, vegetables, and fruits. The focus is on traditional small-scale business operations.
