Livelihood Opportunity Promotion Scheme (Disabled)
By Social Welfare Department, Government of Uttarakhand
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Quick Answer
A scheme by the Social Welfare Department, Government of Uttarakhand, offering grants, subsidized loans, and margin money to persons with disabilities for self-employment and livelihood generation.
- Funding amount
- ₹50,000 – ₹75,000
- Funding type
- Debt
- Application deadline
- Rolling
- Location
- Uttarakhand
About this loan
The "Livelihood Opportunity Promotion Scheme (Disabled)" was launched by the Social Welfare Department, Government of Uttarakhand, with the aim of fostering economic empowerment among persons with disabilities. This initiative seeks to provide crucial financial support to eligible beneficiaries, enabling them to establish and sustain self-employment ventures and generate their own livelihoods. The scheme offers a comprehensive package of financial assistance, including direct grants, subsidized term loans, and margin money provisions specifically designed for bank-linked enterprises and shop construction projects. It represents a significant step towards economic inclusion and independence for the disabled community in the state, offering a pathway to financial stability through entrepreneurship.
Eligibility
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Grant providers
Benefits & Funding
- Amount
- ₹50,000 – ₹75,000
- Fund type
- Debt
- Equity
- Equity-free
- Repayment
- Repayable
What You Get
The scheme offers comprehensive financial assistance structured across three main components:
- Term Loan Scheme: Provides a project cost of ₹75,000, including a grant of up to ₹10,000 (20% or ₹10,000, whichever is less) and a term loan of ₹65,000 at a 6% annual interest rate.
- Shop Construction Scheme: Supports a project cost of ₹50,000, with a grant up to ₹10,000 (20% or ₹10,000, whichever is less) and a margin money loan of ₹40,000 at a 4% annual interest rate, repayable in 60 monthly installments.
- Margin Money Loan Scheme for Bank Supported Loan: Covers project costs up to ₹2,00,000, offering a grant up to ₹10,000 (20%, maximum of ₹10,000) and margin money amounting to 25% of the project cost, provided as a loan at a 4% annual interest rate, repayable in 36 monthly installments. Overall, beneficiaries can receive a total financial support package ranging from ₹50,000 to ₹75,000, enabling them to launch or expand their self-employment ventures.
- Disbursement
- Lump Sum
- Bootstrap friendly
- Yes
Timelines & Process
Applications
Rolling basis
Selection Process
Applications are first forwarded to the District Social Welfare Officer for initial review. Subsequently, a dedicated District-Level Committee, which is led by the District Social Welfare Officer, convenes to thoroughly evaluate all submitted proposals. This committee is responsible for scrutinizing the applications against the eligibility criteria and the scheme's objectives to select the most suitable beneficiaries for financial assistance.
Application Process
- 1
Download Form
Applicant downloads the application form from the official website.
You - 2
- 3
- 4
How to apply
Four steps from draft to disbursement — one action each.
- 1
Draft your application
Answer the form inside the grant tracker — AI drafts each response using your past answers, so you're not starting from a blank page.
- 2
Submit on the official portal
Use the official application link and verify all details before final submission.
- 3
Follow up
Reach out 5–7 days after submitting to confirm receipt and ask about the review timeline.
Program templates & documents
Files the program publishes for applicants — download these and apply in the prescribed format.
Frequently Asked Questions
What is the primary objective of the Livelihood Opportunity Promotion Scheme (Disabled)?
The scheme aims to empower persons with disabilities by providing them with financial assistance to start and sustain self-employment ventures and generate their own livelihoods, promoting economic independence.
Who is eligible to apply for this scheme?
Applicants must be permanent residents of Uttarakhand, possess a minimum of 40% disability, have an annual family income not exceeding ₹2,00,000 (urban) or ₹1,60,000 (rural), and be between 18 and 50 years of age.
What kind of financial assistance is provided?
The scheme offers a mix of grants (up to ₹10,000), subsidized term loans (up to ₹65,000), and margin money loans (up to 25% of project cost or ₹50,000 for a ₹2 lakh project) for self-employment, shop construction, and bank-linked enterprises. Total financial support can range from ₹50,000 to ₹75,000.
What are the interest rates and repayment terms for the loans?
The Term Loan scheme has an annual interest rate of 6%. The Shop Construction Scheme and Margin Money Loan Scheme offer loans at a 4% annual interest rate. Repayment periods are 60 months for the Shop Construction Loan and 36 months for the Margin Money Loan.
How can I apply for the scheme?
Interested applicants should download the application form from the official website, fill in all mandatory fields, attach self-attested copies of required documents, and submit the complete form to their respective Vikas Khand (Block Development) Office.
What is the selection process for beneficiaries?
Submitted applications are forwarded to the District Social Welfare Officer. A District-Level Committee, headed by the District Social Welfare Officer, reviews the proposals and selects eligible beneficiaries based on the scheme's criteria.
