Readymade Kichan Sahaayata Yojana
By Labour Department, Government of Chhattisgarh
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Quick Answer
Financial assistance for unorganized workers in Chhattisgarh to establish or upgrade their readymade kitchen businesses, including a ₹30,000 grant and access to a bank loan.
- Funding amount
- From ₹30,000
- Funding type
- Grant
- Application deadline
- Rolling
- Location
- Chhattisgarh
About this grant
The "Readymade Kichan Sahaayata Yojana" (Readymade Kitchen Assistance Scheme) was initiated by the Labor Department of Chhattisgarh State on June 19, 2017. This crucial scheme is specifically designed for unorganized workers, a significant segment of the state's workforce who often lack access to formal financial support and infrastructure. The primary goal of the Yojana is to empower these unorganized workers by providing targeted financial assistance for the establishment or enhancement of 'Readymade Kitchens'. These kitchens are intended to support small-scale food businesses, such as tea and chaat carts, enabling beneficiaries to formalize their operations, improve hygiene standards, and increase their earning potential. By reducing the initial capital burden and facilitating access to formal credit, the scheme aims to foster economic self-reliance and stability among Chhattisgarh’s unorganized labor force, contributing to broader socio-economic development within the state.
Eligibility
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Grant providers
Benefits & Funding
- Amount
- From ₹30,000
- Fund type
- Grant
- Equity
- Equity-free
- Repayment
- Repayable
What You Get
The scheme offers substantial financial assistance to eligible unorganized workers. Beneficiaries will receive a direct grant of ₹30,000 from the Chhattisgarh Unorganized Worker State Social Security Board. This non-repayable grant is crucial in significantly reducing the initial capital outlay required for setting up or upgrading a 'Readymade Kitchen'. Additionally, the scheme facilitates access to a bank loan for any remaining project costs, empowering beneficiaries to leverage formal credit channels for their enterprise. It is important to note that applicants are required to contribute ₹10,000 towards the scheme's execution, demonstrating their commitment. The Board’s contribution is disbursed to the beneficiary's account upon submission of all necessary loan-related documents, ensuring a structured and accountable process. This comprehensive support helps in building a sustainable livelihood by providing essential infrastructure and financial backing.
- Disbursement
- Lump Sum
- Bootstrap friendly
- Yes
Timelines & Process
Applications
Rolling basis
Selection Process
Applications for the Readymade Kichan Sahaayata Yojana undergo a structured evaluation process. Initially, all submitted applications are screened to ensure they meet the fundamental eligibility criteria, including the applicant's status as an unorganized worker, registration with the State Social Security Board for the stipulated period, and age requirements. Applications that successfully pass this initial screening are then subjected to a detailed review by a dedicated selection committee comprising representatives from the Chhattisgarh Unorganized Worker State Social Security Board and potentially other relevant departments. This committee assesses the viability of the applicant's business plan for the 'Readymade Kitchen' and their genuine need for assistance. Shortlisted candidates may be invited for an interview or a physical verification/site visit to further evaluate their proposed venture and operational readiness before final selections are made and benefits are disbursed.
Application Process
- 1
Visit Website
Applicants must visit the official website of the Chhattisgarh Labour Department.
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How to apply
Four steps from draft to disbursement — one action each.
- 1
Draft your application
Answer the form inside the grant tracker — AI drafts each response using your past answers, so you're not starting from a blank page.
- 2
Submit on the official portal
Use the official application link and verify all details before final submission.
- 3
Follow up
Reach out 5–7 days after submitting to confirm receipt and ask about the review timeline.
Program templates & documents
Files the program publishes for applicants — download these and apply in the prescribed format.
Frequently Asked Questions
Who is eligible for this scheme?
The scheme targets unorganized workers in Chhattisgarh who sell tea, snacks, or general food items. Applicants must be registered with the State Social Security Board for at least 90 days and fall within the age bracket of 18 to 50 years. Specific conditions also apply to commercial vehicle drivers, requiring a health certificate from the RTO.
What financial assistance is provided?
The scheme provides a grant of ₹30,000 from the Chhattisgarh Unorganized Worker State Social Security Board. Furthermore, it facilitates a bank loan for any remaining project costs, with the interest rate and repayment tenure determined by the lending bank. Applicants are also required to contribute ₹10,000 towards the scheme execution.
Is the loan component repayable?
Yes, the portion of the funding extended as a bank loan is fully repayable by the beneficiary. The repayment schedule and interest rate will be set by the bank providing the loan. The ₹30,000 component provided by the Board is a non-repayable grant.
Can I apply if I have received benefits from other government schemes?
No, applicants are eligible to receive benefits from this scheme only once. Additionally, if an applicant has already availed benefits from any other parallel scheme provided by the State Government, they will not be eligible for the Readymade Kichan Sahaayata Yojana.
What is a 'Readymade Kitchen' in the context of this scheme?
A 'Readymade Kitchen' refers to the essential infrastructure, equipment, and setup required for establishing or significantly upgrading a small-scale food vending business, such as a tea stall or a chaat cart. The objective is to provide beneficiaries with a standardized and efficient setup for their livelihood.
How do I apply if I am not yet registered with the Board?
Unregistered applicants must first visit the official website of the Chhattisgarh Labour Department. From there, they need to navigate to the Chhattisgarh Unorganized Workers State Social Security Board section, select 'Asangathit Marmakaar Mandal' and 'Asangathit Shramik Panjikaran', choose 'Aavedan', and then fill out and submit the online registration form. It is important to complete registration at least 90 days prior to applying for the scheme.
