Startup Grants & Funding in Kerala

15% capital subsidy on technology upgradation for MSME plant & machinery

Reimbursement of 80% of bank loan processing charges, up to ₹1,00,000, for Micro and Small Enterprises (MSEs) owned by SC/ST entrepreneurs.

PMMSY capital subsidy of up to ₹15 lakh for setting up a new freshwater finfish hatchery.

Reimbursement of up to ₹1,00,000 (or 80%) on Performance Bank Guarantee charges for SC/ST-owned MSEs participating in government tenders.

35% capital subsidy up to ₹10 lakh for micro food processing units under ODOP

Reimbursement of 80% of testing fees, up to ₹1,00,000, for SC/ST-owned MSEs to avail services from NABL/BIS accredited labs.

This scheme, under the Ministry of MSME's National SC-ST Hub programme, reimburses up to 80% of bank loan processing fees (capped at ₹1,00,000) for SC/ST-owned Micro and Small Enterprises.

Collateral-free micro loan up to ₹50,000 for businesses in their earliest stage

A central scheme by the Ministry of Housing and Urban Affairs providing collateral-free working capital loans, interest subsidy, and digital transaction incentives to street vendors across India.

A 24-hour national-level hackathon at JIS College of Engineering, Kalyani, focusing on AI/ML, FinTech, HealthTech, and more, with a ₹50,000 prize pool.

75% subsidy (max Rs 50,000) on testing, management-system or product certification for ZED-certified MSMEs.

RNS Hack_Overflow 2.0 is an annual 24-hour hackathon in Bengaluru, encouraging innovation and collaboration in technology.

PMFME provides Rs 40,000 of seed capital per SHG member for working capital and small tools in food processing.

A scheme by the Kerala Backward Classes Development Department offering financial assistance to traditional pottery makers from OBC communities to modernize their craft.

A scheme by the Kerala Backward Communities Development Department providing financial assistance up to ₹25,000 for traditional barbers to modernize and renovate their shops in rural areas.

The Jeevanam scheme by the Government of Kerala offers one-time financial assistance of ₹20,000 for self-employment to crime victims or their dependents who are struggling to make a living.

One-time financial assistance of up to ₹15,000 from the Department of Social Justice, Government of Kerala, to eligible ex-convicts to establish self-employment or small industries/trades as part of social rehabilitation.

PMMSY support of ₹8,000–12,000 per unit for mussel, clam and pearl oyster cultivation.

Udyam-registered MSMEs get 100% of trademark registration costs reimbursed, up to Rs 10,000 per mark.

Rs 10,000 one-time reward for MSMEs taking the ZED Pledge, usable against ZED certification cost.

PMMSY support of ₹3,200–4,800 per monoline/tubenet seaweed unit, including inputs.

PMMSY support of ₹600–900 per seaweed raft, up to 15 rafts per member and 500 per society.