What is the Mukhyamantri Nahri Kendra scheme?

The Mukhyamantri Nahri Kendra scheme by the Government of Gujarat aims to empower tribal women by providing financial assistance (subsidy and loan) to establish and operate self-employment ventures focused on selling tribal dishes and home-made products, thereby improving their income and living standards.

Who is eligible to apply for this scheme?

Eligible applicants must be women belonging to the Scheduled Tribe (ST) category, residing in a tribal area of Gujarat. They must either be currently engaged in or willing to establish a self-employment venture through a Nahri Kendra.

How is the subsidy disbursed?

The subsidy component is disbursed in two installments: 60% of the approved subsidy amount is released as the first installment, and the remaining 40% is disbursed as the second installment upon satisfactory progress of the project.

What is the repayment tenure for the loan?

The loan, excluding the subsidy part, must be repaid within 5 years (60 months) in 20 equal installments, inclusive of interest. Beneficiaries also have the option to repay the loan earlier if they choose.

Mukhyamantri Nahri Kendra (2026): Up to ₹10L

The Mukhyamantri Nahri Kendra scheme, launched by the Tribal Development Department, Government of Gujarat, is a pivotal initiative designed to foster economic independence among tribal women. It aims to create sustainable livelihood opportunities by supporting the establishment and operation of women-run centers, known as Nahri Kendras. These centers are primarily focused on promoting the sale of traditional tribal dishes and a variety of home-made products, thereby directly contributing to improved income levels and enhanced living standards for the beneficiaries.

The scheme offers a unique hybrid financial assistance model, combining both grant and debt components to minimize the financial burden on emerging entrepreneurs. This comprehensive support structure ensures that tribal women can venture into self-employment with reduced initial capital strain, enabling them to leverage their traditional skills and local products for commercial success. By focusing on tribal areas, the program addresses specific socio-economic challenges faced by these communities, promoting inclusive growth and empowering a crucial demographic.

The scheme offers significant financial support to tribal women, comprising both a subsidy and a concessional loan. Applicants can receive 50% of their project cost, up to a maximum of ₹5,00,000, as a non-repayable subsidy. The remaining 50% of the project cost is provided as a loan at a highly favorable interest rate of 4% per annum. The total project cost supported can go up to ₹10,00,000. The subsidy amount is disbursed in two installments: 60% in the first tranche and 40% in the second, based on project progress. The loan component, along with interest, must be repaid over 5 years (60 months) in 20 equal installments. Beneficiaries have the flexibility to repay the loan earlier without penalty. Critically, no upfront financial contribution is required from the beneficiary, making this scheme highly accessible for first-time entrepreneurs.

Mukhyamantri Nahri Kendra

Mukhyamantri Nahri Kendra

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