Startup Funding Programs in India

Collateral-free business loan ₹50,001–₹5 lakh for growing micro-enterprises

Swarnima provides low-interest loans up to ₹5 lakh to female beneficiaries from Other Backward Classes (OBC) in Maharashtra to support self-employment ventures and foster financial independence.

A margin money loan scheme by LIDCOM for the Scheduled Caste Charmakar community in Maharashtra, offering seed capital and subsidy for business projects.

A Bihar state-sponsored loan scheme providing up to ₹5 lakh at 5% interest to minority youth for employment and income-generation activities.

A loan scheme by the Tamil Nadu government providing up to ₹5 lakh at 12% interest to women entrepreneurs for their businesses.

The Transport Loan Scheme by DSFDC Delhi offers term loans up to ₹5 lakh for Light Motor Vehicles to promote self-employment among eligible SC, OBC, Minority, and Safai Karamchari residents of Delhi.

A scheme by Mission Youth J&K to provide financial assistance up to ₹5 lakh to young women (18-35 years) for setting up or expanding self-employment ventures.

The Dilli Swarojgar Yojna offers need-based loans up to ₹5 lakh at 6% interest to individuals from Scheduled Castes, Scheduled Tribes, Other Backward Classes, and Minority communities in Delhi to start or expand small businesses.

The Big Loan Scheme by DSFDC offers term loans up to ₹5 lakh to marginalized residents of Delhi for establishing non-polluting income-generating businesses.

A self-employment scheme by the Government of Rajasthan providing specially-abled individuals with a loan up to ₹5 lakh and a subsidy up to ₹50,000 to start their own businesses.

Interest-free loans for farmers and self-help groups in Uttarakhand, supporting agricultural and non-agricultural activities to promote self-employment and strengthen the rural economy.

The Self Employment Scheme by Gujarat's Tribal Development Department offers affordable loans up to ₹5 lakh to unemployed Scheduled Tribe individuals to start businesses.

The Microcredit Finance Scheme provides microloans up to ₹5 lakh at 6% interest to Scheduled Caste individuals and Self-Help Groups in Gujarat for self-employment and small-scale businesses.

A low-interest loan scheme by GTKVN to promote self-employment among professionally educated unemployed youth from Thakor and Koli communities in Gujarat.

The Swayam Saksham Yojana by GBCDC offers low-interest loans up to ₹5 lakh to educated unemployed youth from Socially and Educationally Backward Classes (SEBC) in Gujarat to establish their own self-employment ventures.

This scheme by GTKVN offers subsidized loans up to ₹4 lakh for youth from the Thakor and Koli communities in Gujarat to purchase commercial vehicles for self-employment.

This scheme provides financial assistance up to ₹3.30 lakh per hectare as a loan to farmers in Tamil Nadu for establishing or expanding inland fishing operations.

A Central Sector Scheme providing holistic support including collateral-free credit, skill training, modern tools, digital transaction incentives, and market linkage to artisans and craftspeople.

An interest-free loan scheme by the Government of Sikkim for unemployed youth aged 22-35 to start self-employment ventures in business, service, and industrial activities.

A scheme by the Government of Arunachal Pradesh offering zero-interest crop loans up to ₹3 lakh to farmers, achieved through interest subvention and timely repayment incentives for agricultural development.

A loan scheme by DSFDC, Government of NCT of Delhi, providing need-based financial support to individuals from Scheduled Castes, Scheduled Tribes, Other Backward Classes, Minorities, and Persons with Disabilities for self-employment and income-generating activities.

This Haryana government scheme provides loans up to ₹3 lakh to persons with disabilities for developing business premises and initiating self-employment activities.