Startup Funding Programs in India

This Gujarat government scheme provides financial assistance, including a loan up to ₹10 lakhs and a ₹15,000 subsidy, for Scheduled Caste individuals to purchase business premises or shops in urban areas.

Interest-free seed loan for Bihar-registered validation-stage startups, with bonus for women/SC/ST/differently-abled.

Collateral-free business loan ₹5–₹10 lakh for established micro-enterprises scaling up

A loan scheme by District Central Cooperative Banks, supported by the Tamil Nadu government, providing up to ₹10 lakh at 13% interest for small road transport operators.

Concessional term loan scheme offering up to ₹10 lakh to artisans and craftspersons from notified minority communities to meet working capital and fixed capital requirements.

A Madhya Pradesh government scheme offering loans and significant capital cost subsidies to the children of farmers (aged 18-45) to establish new businesses.

A Bihar government scheme providing up to ₹10 lakh in financial assistance (50% grant, 50% interest-free loan) to Scheduled Caste and Scheduled Tribe individuals for establishing business ventures.

A Madhya Pradesh government scheme offering loans, margin money, and interest subsidy up to ₹10 lakh to citizens for establishing self-employment ventures.

Financial assistance of up to ₹10 lakh (50% grant, 50% interest-free loan) and skill development training for eligible female and transgender entrepreneurs in Bihar.

Financial assistance up to ₹10 lakh, comprising a non-repayable grant and an interest-free loan, for general and backward-class male residents of Bihar to establish business ventures.

This scheme from Tamil Nadu provides loans up to ₹10 lakh at 13% interest to doctors, engineers, and self-employed individuals for professional activities.

This Haryana government scheme provides term loans of up to ₹10 lakh to backward class artisans and craftspersons for traditional arts and crafts, along with skill upgrade training.

This Bihar government scheme provides up to ₹10 lakh in financial assistance (50% grant, 50% interest-free loan) to individuals from Minority communities for entrepreneurship and self-employment.

The Charmashilpa Scheme offers financial assistance, including a ₹5 lakh subsidy and a ₹5 lakh bank loan, to leather artisans, SHGs, and cooperative societies in Karnataka for modernizing their production units.

This Haryana government scheme offers loans up to ₹10 lakh to young Backward Class professionals for establishing clinics, offices, and engineering or architect units across the state.

A self-employment loan scheme by the Gujarat government providing up to ₹10 lakh for setting up small businesses like grocery stores, medical shops, or garment stores.

A term loan scheme by GTKVN to promote self-employment among individuals from Thakor and Koli communities in Gujarat for agriculture, small businesses, craftsmanship, and services.

Aspiring entrepreneurs in Maharashtra can access loans between ₹5 lakh and ₹10 lakh with a 3% subsidized interest rate under this government scheme.

Nagaland offers small and micro retail/service enterprises a soft loan of up to Rs 10 lakh at 6% interest to set up the business.

The Mahila Udyam Nidhi (MUN) scheme by PIPDIC provides term loans and seed capital up to ₹9 lakh for women entrepreneurs establishing new Small Scale Industrial units or service activities in Puducherry.

A Uttarakhand government scheme offering project loans from ₹20,000 to ₹7 lakh and a 50% subsidy (up to ₹10,000) for self-employment ventures by Scheduled Caste and Tribe entrepreneurs below the poverty line.

A loan assistance scheme by the Government of Gujarat's DAADC for unemployed Scheduled Caste individuals from Antyodaya families to establish mobile food court businesses, promoting self-employment in the food and beverage sector.